Experts advise on the importance of purchasing travel insurance before traveling

For most of us, travel insurance is often seen as a secondary or marginal idea after booking plane tickets, to the point that most people don’t even consider buying insurance in the first place.

However, experts emphasize the importance of purchasing travel insurance, as it covers various possibilities, including the cost of new bookings in case of flight cancellation or rescheduling, as well as luggage loss.

Travel insurance is also essential in cases of medical emergencies. Additionally, experts state that travel insurance becomes mandatory if the traveler is planning to travel to countries experiencing security instability or high healthcare costs.

Benefits and Importance of Travel Insurance

Travel insurance helps reduce the cost of trip cancellations or changes.

Medical travel insurance assists travelers in receiving appropriate treatment in case of medical emergencies.

Travel insurance helps travelers obtain replacement documents such as passports.

Travel insurance covers lost belongings such as travel bags or delayed arrival.

Extreme adventure activities like skydiving, reckless driving, or under the influence of drugs.

The best travel insurance policy has its limits and is usually found in the fine print, so it should be carefully examined.

Abdelfattah Salama, Head of Technical Affairs at GIG Insurance Company, emphasizes the importance of travel insurance, stating:

“Travel insurance is crucial, especially in some countries where healthcare costs are very high, such as European countries and the United States.

The primary insurance is health insurance, but it can be accompanied by other insurances, all of which can be included in a single document or separate documents, such as baggage insurance.

Many airlines have partnerships with insurance companies and provide a travel insurance document along with the travel ticket. However, some airlines do not offer this service, so travelers resort to insurance companies to secure coverage.

The compensation process is straightforward. Each insurance document contains a contact number that is valid worldwide. When contacting them, they will guide the customer and solve their problem.

There are two types of travelers who request travel insurance: those required by the embassy of the country they intend to travel to, and those who are aware of the importance of travel insurance on their own.”